Liquidity Management Services

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Zero Balance Accounts

Keep operating accounts funded without letting excess money sit idle.

Automated Loan Payments & Advances

Use excess funds more strategically across your credit relationships.

Automatically apply available balances toward approved lines of credit or credit cards
Reduce interest exposure by paying down balances when excess funds are available
Support easier access to advances when operating accounts need funding
Improve efficiency by reducing manual movement between deposit and credit accounts
Help keep working capital ready for daily business needs

target balance sweep

Keep each account at the right level without constant oversight.

insured cash sweep

Protect larger balances without adding more banking complexity.

Access expanded FDIC insurance through a single Prism relationship
Place funds across participating banks while managing everything through one bank
Maintain liquidity while adding protection for larger deposits
Simplify reporting and account administration
Support safety, access and return objectives with less operational burden

a better way to manage cash flow

Put smarter treasury tools to work.