Every journey is unique. Take control of it with a team that understands your financial goals.

We combine secure technology with service that feels personal. Because to us, it is.
We make checking simple, secure, and tailored to your needs. Because the right bank doesn’t just hold your money — it helps you make the most of it.
An account for those interested in higher interest.
FREE standard wallet checks
Higher interest rate with a balance of $2,500 or more
Competitive interest if balance falls below $2,500
Only $10 monthly charge if minimum balance falls below $2,500
Minimum $50 opening deposit required. The *APY for Premier Interest Checking is 0.05% for balances below $2,500 and 0.10% for balances over $2,500. Other restrictions may apply.
A perfect account for customers 50 and better.
FREE Standard Wallet Checks
Competitive interest
No minimum balance
No monthly service charge
Minimum $50 opening deposit required. The *APY for 50 Advantage Interest Checking is 0.10%. Other restrictions may apply. At least one owner must be at least 50 years of age. Other restrictions may apply.
Earn interest with the convenience of direct deposit or any automatic payment.
Competitive interest
No minimum balance
No monthly service charge
Minimum $50 opening deposit required. The *APY for Direct Interest Checking is 0.10%. Other restrictions may apply. Requires at least one ACH-Incoming or Outgoing (i.e., direct deposit or automatic payment).
A FREE Account for anyone.
No minimum balance
No monthly service charge
Minimum $50 opening deposit required. Other restrictions may apply.
Every dollar you save is a step toward something bigger. We’re here to protect it, grow it, and give you trusted advice along the way.
Save for life’s little emergencies with our traditional savings account.
Minimum Opening Deposit: $50
Monthly Service Charge***: $5.00
0.90% APY*
1.16% APY On Minor Accounts (Ages 18 And Below)*
Monthly Service Charge Waived On Minor Accounts
The more you save, the more you earn.
Minimum Opening Deposit: $50
Monthly Service Charge**: $10
*APY Rates:
$2500 to $24,999.00 = 1.00%
$25,000 to $99,999.99 = 1.40%
$100,000 to $249,999.99 = 1.81%
$250,000 to $499,999.99 = 2.25%$
500,000 + = 2.76%
Make your hard-earned money work harder. We offer a variety of CD specials and term options. Contact us to learn about current rates and find the right fit for your savings goals.








Great banking starts with great communication — here are some answers to the questions we hear most.
Opening an account is simple. Click the “Open an Account” button at the top of the page. Then fill out the form to get started. You can also visit any of our local branches and sit down with a banker. They will walk you through your options and help you find the right fit for your financial life.
At Prism, you're never just an account number. Our bankers take the time to know you by name, understand your goals, and offer the kind of personalized service you just can't get from a large institution. When a banking need arises, call them directly on their personal phones to get the service you need.
The Private Client program is our concierge-level banking experience designed for high-net-worth individuals and business owners. It offers boutique deposit and lending solutions, deep financial expertise, and a dedicated Private Banker focused entirely on your success.
Just bring a valid government-issued ID and your initial deposit — we'll handle the rest. Our bankers will walk you through every step of the process and make sure you leave with an account that's the right fit for your financial life.
Absolutely. Our online and mobile banking tools give you 24/7 access to your accounts — check balances, make transfers, and pay bills on your schedule, not ours.
No need to call — you can reset your password right from the Prism Bank homepage. Just click "Forgot Password?", enter your username, answer your security question, and we'll send a reset link straight to your email.
If something doesn't look right, don't wait — contact us right away so we can secure your account. You can reach us at 405-260-2265 Monday through Friday from 7:00 a.m. to 1:00 a.m. and Saturday from 7:00 a.m. to 2:00 p.m. And you can always reach out to contact@prism.bank for help.
Our full-service Guthrie branch is located at 2610 S. Division, with lobby hours Monday through Friday, 9:00 a.m. to 4:00 p.m. The drive-thru runs Monday through Friday, 8:00 a.m. to 6:00 p.m., and Saturday from 9:00 a.m. to noon. We also have a deposit-accepting ATM on site, so you can add funds whenever it's convenient.
Our headquarters and full-service branch in Downtown OKC at 5th & Walnut is on the way, with doors expected to open in Q1 2027.
In Mulhall, you can take advantage of our deposit-taking ATM.
In Norman, we have a standard ATM for withdrawals.
Yes. Our digital banking tools are designed to make your life easier. We give you secure, convenient access to your accounts anytime, anywhere, without sacrificing the personal touch. And with online enrollment, you can be up and running in minutes.
Yes. Customers who set up automatic payments from a Prism checking account are eligible for interest rate discounts on a variety of loan products — because we believe loyalty should come with real benefits.
From auto loans and mortgages to recreational vehicle and boat financing, Prism offers a wide range of personal lending solutions with competitive rates and flexible terms tailored to your needs and budget.
Yes. We offer free mortgage loan prequalification so you can take that first step toward homeownership without any upfront cost.
A Prism Certificate of Deposit lets you grow your savings at a guaranteed rate over a set term. It's a secure, straightforward way to put your money to work — with returns you can count on from the start.
Yes. Your deposits at Prism are FDIC insured up to at least $250,000 per depositor, per account type — so you can bank with us knowing your money is protected.