personal banking

Your Goals Are One of a Kind. Your Bank Should Be Too. 

Every journey is unique. Take control of it with a team that understands your financial goals.

Partner with us

we treat your success like it's our own

We combine secure technology with service that feels personal. Because to us, it is.

checking

We make checking simple, secure, and tailored to your needs. Because the right bank doesn’t just hold your money — it helps you make the most of it.

premier interest checking

An account for those interested in higher interest.


FREE
standard wallet checks
Higher interest rate with a balance of $2,500 or more
Competitive interest if balance falls below $2,500
Only $10 monthly charge if minimum balance falls below $2,500

Minimum $50 opening deposit required. Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

50 advantage interest checking

A perfect account for customers 50 and better.


FREE
 Standard Wallet Checks
Competitive interest
No minimum balance
No monthly service charge  

Minimum $50 opening deposit required. Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

direct interest checking

Earn interest with the convenience of direct deposit or any automatic payment.


Competitive interest
No minimum balance
No monthly service charge

Minimum $50 opening deposit required. Other restrictions may apply. Requires at least one ACH-Incoming or Outgoing (i.e., direct deposit or automatic payment). Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

prism free checking

A FREE Account for anyone.


No minimum balance
No monthly service charge

Minimum $50 opening deposit required. Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

†Upon qualification
Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

savings

Every dollar you save is a step toward something bigger. We’re here to protect it, grow it, and give you trusted advice along the way.

prism personal savings

Save for life’s little emergencies with our traditional savings account.


Minimum Opening Deposit: $50
Monthly Service Charge***: $5.00
Monthly Service Charge Waived On Minor Accounts

Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

prism money market

The more you save, the more you earn.


Minimum Opening Deposit: $50
Monthly Service Charge**: $10

Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

†Upon qualification
APY = Annual Percentage Yield. A minimum balance of $2,500 is required to receive the APY on money market accounts.
**Waived with minimum average daily balance of $2,500 each statement cycle
***Waived with minimum average daily balance of $100 each statement cycle

certificate of deposit (CDs)

Make your hard-earned money work harder. We offer a variety of CD specials and term options. Contact us to learn about current rates and find the right fit for your savings goals.

Contact Prism Bank for complete account details, disclosures, qualifications, terms and conditions, and current rate information. Fees may apply and could reduce earnings. Minimum opening deposits and other requirements may apply. Rates, terms, and promotional offers are subject to change without notice. See account agreement and fee schedule for full details.

private client

Sophisticated banking should feel simple. Our Private Bankers deliver concierge service and boutique solutions customized for your personal and business needs.
Learn More
Brown Small ArrowWhite Small Arrow

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Whether you're eyeing something brand new or finding the perfect pre-owned ride, we'll get you there with competitive rates and flexible terms. When you pay automatically from your Prism checking account, you'll enjoy an even better rate — because we believe loyalty should come with perks.

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Finding the right home is personal, and so is the way you finance it. We make sure your home loan fits your life, not just your budget. Take advantage of our competitive rates, flexible terms, and local bankers who work face-to-face to get you across the finish line. 

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Your next adventure deserves the right financing. We offer competitive rates on boats and recreational vehicles. Plus, you can earn added discounts when you pay automatically from your Prism checking account. We’ll take care of the details, so you can focus on living the good life. 

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Building your dream home is one of life’s biggest decisions. We'll walk by your side every step of the way. With interest-only monthly payments and bankers who work with builders and contractors, we make new construction feel a lot less complicated — and a lot more exciting.

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Auto Loans
Whether you're eyeing something brand new or finding the perfect pre-owned ride, we'll get you there with competitive rates and flexible terms. When you pay automatically from your Prism checking account, you'll enjoy an even better rate — because we believe loyalty should come with perks.

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Home Loans
Finding the right home is personal, and so is the way you finance it. We make sure your home loan fits your life, not just your budget. Take advantage of our competitive rates, flexible terms, and local bankers who work face-to-face to get you across the finish line. 
Recreational Vehicles & Boat Loans

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Your next adventure deserves the right financing. We offer competitive rates on boats and recreational vehicles. Plus, you can earn added discounts when you pay automatically from your Prism checking account. We’ll take care of the details, so you can focus on living the good life. 
Residential Construction Loans

Commercial Real Estate Loans

Term business loans

Business Lending

Operating line of credit loans

Building your dream home is one of life’s biggest decisions. We'll walk by your side every step of the way. With interest-only monthly payments and bankers who work with builders and contractors, we make new construction feel a lot less complicated — and a lot more exciting.
get the answers you need

Frequently Asked Questions

Great banking starts with great communication — here are some answers to the questions we hear most.

Client supporT
Monday through Friday — 7:00 am – 1:00 am (CST)
SATURDAY — 7:00 AM – 2:00 PM (cst)405.260.2265

Take Your
Banking on
the Go.

Download Our App.
real partnership starts here

reach out to us today.