Business Payment Solutions

FDIC-Insured - Backed by the full faith and credit of the U.S. Government

ACH Credit

Send payments with greater speed, consistency, and control.

Direct deposit

Make payday simpler for your business and more reliable for your employees.

Deposit wages directly into employee bank accounts
Eliminate the need to print, sign, distribute, and reconcile paper checks
Improve accuracy and reduce payroll-related errors
Ensure employees receive funds securely and on time
Support teams across locations, remote work environments, and changing schedules

Wire transfers

Move high-value or time-sensitive funds with speed and confidence.

Send domestic or international payments quickly through a secure banking platform
Support urgent transactions, large-dollar payments, closings, and business opportunities
Use bank-level authentication and verification for added security
Manage transfers from the comfort of your home or office
Gain greater visibility and control over critical outgoing payments

Bill pay

Take the busywork out of recurring business payments.

Global payments

Make international payments more predictable and easier to manage.

corporate cards

Keep purchases moving and spending under control.

Control employee and department spending with customizable credit limits and merchant category restrictions
Gain real-time visibility into transactions and expenses through centralized reporting tools
Streamline expense management by reducing manual reimbursements and simplifying reconciliation
Support travel, recurring vendor payments, and day-to-day operational purchases with flexible payment options
Improve cash flow management while potentially earning rewards, rebates, or cashback on qualifying business purchases

a better way to manage cash flow

Put Smarter treasury tools to work.